Finance

Tips to improve your credit score – A Bird’s Eye View

How financially responsible you are, is determined by the credit score that gets recorded in your credit report. In fact, it is your financial report. Information related to your financial transactions is documented in the credit report. This in turn will decide your fate when you would want to avail a loan, regardless of whether […]

Save Your Dollars During Christmas & Stay Away From Festive Debt

As the household budgets have been squeezed among majority households, there are many families that are worried about not being able to cover the cost of Christmas in 2015. All they wish is to not carry a debt hangover into the New Year. According to a recent survey, the average family spends around $170 in […]

Teach Your Kids How To Save Money – Incorporating Financial Lessons

Learning how to save money is a skill that anyone can learn in just about any age. But yes, at the same time, it is also true that the younger the lessons start off, the better the children will be by the time they leave their nest. Majority of the parents think that talking to […]

Smart And Effective Saving Strategies That Can Help You Make Big Bucks In 2014

As per recent reports by Corporation for Enterprise Development, half of the households in the United States of America are poor when it comes to their liquid assets, which means that they have less than 3 months’ worth savings in their bank. And you will be rather surprised to know that 25% of those who […]

Nuggets Of Financial Wisdom – Secret To A Richer Prosperous Year

Are you someone who is ready to change all your spending patterns and start funnelling more and more money into your savings account? 2014 is going to be a better year if you commit to save money and stay on top of your personal finances. It is your duty to manage your personal finances but […]

The Homeowners And The New Mortgage Rules – What’s In Store For Them?

Irrespective of whether you blame the ignorant homebuyers or the shady mortgage lenders or even the Wall Street traders, it is a clear fact that the numbers of homebuyers and homeowners who can’t afford their homes are staggering. According to reports by RealtyTrac, around 11 million homeowners are badly underwater on their mortgages. Amidst such […]

Very few homeowners were underwater in 2013 – Is this a positive sign?

According to a report from RealtyTrac, an increasingly large number of mortgage borrowers are keeping their heads above water. In fact, the company had reported that 9.3 million properties, which come to around 19% of all the homes with mortgage loans, were deeply underwater in the month of December and this meant that borrowers owed […]