finance

Freedom Financial: Why Plastic is the New King

More than ever, Americans are using credit cards for purchases of all size, and for good reason. Using a card on smaller purchases can boost your credit score, keep you secure, and earn you money. Traditionally cash and debit cards have been used for smaller purchases. However, in a society that values convenience over everything, […]

Want to help your kid with college debt and job search?

Student debt has become a recurrent problem. You will find every 3 in 5 persons having student loan debts and making hard efforts to repay those. Your kids too can become one of them if they don’t pay back their loan within the given time. Being a parent, it’s disheartening to see your kids bogged […]

Don’t Let The Student Loan Debt Burden Haunt Your Christmas Celebrations

Christmas is just 2 days away and the air is probably festive. Everyone is starting to let go of their stresses of their daily life so that they can relax with their friends and family members during this holiday season. However, don’t you think that when you’re strapped due to your outstanding student loan dues, […]

Ways To Handle Your Pension Fund If You Choose The Leave The Plan Before You Retire

There are people in the United States of America who are too keen about their pension funds. They save very little while they work since they know that they have their pension plan to support them in the near future. However, according to recent reports, there will be some new changes brought into the pension […]

Structured Annuity Settlements – Its Tax Benefits And Other Advantages

A structured settlement is a payment arrangement that a claimant accepts while resolving a personal injury claim. Instead of deciding to take a lump sum settlement amount, the claimant may decide periodic payments over time. Such settlements were introduced in 1970 and now they’ve become part of statutory tort law in the United States, Canada […]

Teach Your Kids How To Save Money – Incorporating Financial Lessons

Learning how to save money is a skill that anyone can learn in just about any age. But yes, at the same time, it is also true that the younger the lessons start off, the better the children will be by the time they leave their nest. Majority of the parents think that talking to […]

Smart And Effective Saving Strategies That Can Help You Make Big Bucks In 2014

As per recent reports by Corporation for Enterprise Development, half of the households in the United States of America are poor when it comes to their liquid assets, which means that they have less than 3 months’ worth savings in their bank. And you will be rather surprised to know that 25% of those who […]

Structured Settlements – What Are They and Why Should You Sell Them Off?

Most people are only exposed to the term “structured settlement” by seeing late night TV ads that speak about getting immediate access to money. You must have seen ads saying ‘cash in your structured settlement and use your money right away’. If you’re someone who is or was a successful plaintiff in a particular lawsuit, […]